When you go to the hospital to see a doctor, you don't need to queue up in the window. You don't even need to bring a medical insurance card. You can easily identify your identity with your mobile phone, and the system will actively identify you and pay the fee anytime, anywhere. On March 27th, Wuhan Central Hospital launched the first “Face Recognition†medical insurance payment in the country. In the future, patients can complete the medical payment at home, and the medical treatment process will become safer and faster.
It is understood that behind the brushing function, there is a strong face recognition technology to support, according to the facial characteristics of people who do not change with age or change too much in their lifetime. In order to ensure the safety of the medical insurance account, the online payment of medical insurance requires bank card financial identity + public security ID card information + medical insurance identity information to confirm the identity of the triple comparison; the face image recognition technology based on human biological characteristics is used to encrypt the transmission process information; Integrated into the hospital unified mobile Internet application APP, the whole process is seamlessly connected.
Yesterday morning, Zhou Li (a pseudonym) who lived in Hankou experienced the convenience of a "brushing face". Some time ago, 28-year-old Zhou Li accidentally caught a cold. She suddenly felt dizzy yesterday morning and went to the Wuhan Central Hospital to see the clinic. Because he was too hasty when he went out, he left the medical insurance card at home. The doctor told her that she can pay with Medicare without a health insurance card, as long as she can brush her face. Since Zhou Li had already downloaded the APP of Wuhan Central Hospital on her mobile phone, she tried the operation according to the steps the doctor said. First, click “Payment Payment†and choose Medicare payment in the next payment method. You need to bind the bank card and mobile phone number first, and verify the SMS. In order to ensure the security of the transaction, before the payment, there is a step of face recognition, as long as the front camera of the mobile phone is brushed on the face, according to the requirements to do a group of dynamic movements, shaking the head left and right, nodding and nodding, after a few seconds, the scanning is completed. Confirmation is my own. At this time, I will receive the SMS verification code again for verification. After clicking Pay Now, I will successfully complete the payment.
Wuhan Central Hospital took the lead in breaking the hospital wall and realized the mobile Internet unified service entrance covering the whole process of pre-hospital, in-hospital and post-hospital, and booking, registration, payment, investigation report, appointment settlement, health consultation and other almost all treatments. Things can be done on the phone.
On the basis of the realization of the self-funded patient mobile whole process, the patient himself obtains the face information through the mobile phone camera, realizes the accurate identification of the patient's identity before the medical insurance payment, and finally completes the payment of the personal account part through the medical insurance interface, and experiences the grounding. At the same time, it also guarantees the safety of medical insurance account funds, and medical insurance pays for a new channel.
It is understood that the promotion of medical insurance mobile payment has also expanded the user base of the network hospital of Wuhan Central Hospital. In the future, some patients with chronic medical insurance will have discomfort. They can go through the online hospital for consultation at home. After the electronic prescription is issued, they can directly complete the payment of medical insurance fees, and realize the online medical treatment for patients with medical insurance. Yang Guoliang, deputy dean of Wuhan Central Hospital, said that online payment for medical insurance requires bank card binding and face recognition verification only for the first authentication, and the person who binds the medical insurance card is the card holder. After the binding is successful, the next time you pay again, you don't need to “brush your faceâ€, you can directly enter the payment page, and complete the medical insurance and self-paid two-part fee payment through the dynamic mobile phone SMS verification code.
The bound bank card must first open the online payment function, and the mobile phone number used matches the mobile phone number of the online banking function. If the bound bank card is replaced later, face recognition needs to be performed again.
According to data surveys, the proportion of cash consumption for medical treatment has dropped below 40%. About 60% of the citizens adopt various online payment methods, including WeChat, Alipay, APP, and self-service registration. People’s medical treatment habits are positive. Changes as the environment changes.
It is understood that the hospital released another feature application in the mobile Internet hospital's full-process application, "doctor-patient communication", established an online communication channel for doctors and patients, and bound doctors and patients together, so that doctor-patient communication is not restricted by time and place. After the patient is admitted to the hospital, they can pay attention to their bed doctors. The doctor can answer questions for the patients anytime and anywhere. After leaving the hospital, they can continue to communicate with the doctors and consult health questions so that patients can feel the health services around the clock.
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